Call reports 2005
GREAT BASIN BANK OF NEVADA — 2005
What GREAT BASIN BANK OF NEVADA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 160,694,000 | 170,698,000 | 180,937,000 | 184,911,000 |
| Total loans | 100,490,000 | 109,712,000 | 114,468,000 | 118,050,000 |
| Allowance for loan losses | 1,177,000 | 1,223,000 | 1,281,000 | 1,333,000 |
| Securities available for sale | 40,761,000 | 41,390,000 | 41,404,000 | 40,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,497,000 | 147,474,000 | 154,249,000 | 165,561,000 |
| Interest-bearing deposits | 92,328,000 | 99,776,000 | 99,373,000 | 108,223,000 |
| Noninterest-bearing deposits | 44,169,000 | 47,698,000 | 54,875,000 | 57,338,000 |
| Equity capital | 11,553,000 | 12,703,000 | 12,874,000 | 12,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,375,000 | 5,008,000 | 7,888,000 | 10,937,000 |
| Interest expense | 380,000 | 910,000 | 1,550,000 | 2,221,000 |
| Net interest income | 1,995,000 | 4,098,000 | 6,338,000 | 8,716,000 |
| Noninterest income | 343,000 | 1,038,000 | 1,560,000 | 2,055,000 |
| Noninterest expense | 1,932,000 | 4,114,000 | 6,338,000 | 8,717,000 |
| Provision for loan losses | 55,000 | 125,000 | 245,000 | 325,000 |
| Pretax income | 341,000 | 892,000 | 1,310,000 | 1,735,000 |
| Income tax | 64,000 | 190,000 | 267,000 | 344,000 |
| Net income | 277,000 | 702,000 | 1,043,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,821,000 | 12,653,000 | 12,929,000 | 13,293,000 |
| Total capital | 13,033,000 | 13,911,000 | 14,245,000 | 14,661,000 |
| Risk-weighted assets | 121,961,000 | 132,982,000 | 139,881,000 | 141,982,000 |