Call reports 2004
GREAT BASIN BANK OF NEVADA — 2004
What GREAT BASIN BANK OF NEVADA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 136,870,000 | 144,569,000 | 148,855,000 | 155,851,000 |
| Total loans | 84,908,000 | 88,575,000 | 93,705,000 | 94,442,000 |
| Allowance for loan losses | 1,055,000 | 1,065,000 | 1,086,000 | 1,208,000 |
| Securities available for sale | 36,197,000 | 38,885,000 | 40,521,000 | 42,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,757,000 | 128,658,000 | 129,525,000 | 130,254,000 |
| Interest-bearing deposits | 84,331,000 | 89,324,000 | 91,554,000 | 85,479,000 |
| Noninterest-bearing deposits | 35,425,000 | 39,334,000 | 37,972,000 | 44,775,000 |
| Equity capital | 11,130,000 | 10,370,000 | 11,477,000 | 11,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,085,000 | 6,270,000 | 8,630,000 |
| Interest expense | 253,000 | 519,000 | 803,000 | 1,124,000 |
| Net interest income | 1,777,000 | 3,566,000 | 5,467,000 | 7,506,000 |
| Noninterest income | 409,000 | 869,000 | 1,257,000 | 1,661,000 |
| Noninterest expense | 1,728,000 | 3,463,000 | 5,306,000 | 7,122,000 |
| Provision for loan losses | 80,000 | 160,000 | 260,000 | 390,000 |
| Pretax income | 375,000 | 820,000 | 1,197,000 | 1,726,000 |
| Income tax | 85,000 | 163,000 | 254,000 | 374,000 |
| Net income | 290,000 | 657,000 | 943,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,655,000 | 10,880,000 | 11,241,000 | 11,612,000 |
| Total capital | 11,745,000 | 11,980,000 | 12,362,000 | 12,855,000 |
| Risk-weighted assets | 100,966,000 | 106,865,000 | 113,603,000 | 120,935,000 |