Call reports 2003
GREAT BASIN BANK OF NEVADA — 2003
What GREAT BASIN BANK OF NEVADA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 106,978,000 | 116,210,000 | 123,654,000 | 133,068,000 |
| Total loans | 72,936,000 | 75,129,000 | 78,684,000 | 81,206,000 |
| Allowance for loan losses | 1,325,000 | 1,439,000 | 1,236,000 | 1,005,000 |
| Securities available for sale | 20,813,000 | 23,427,000 | 28,607,000 | 33,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,465,000 | 101,886,000 | 109,270,000 | 115,523,000 |
| Interest-bearing deposits | 67,680,000 | 68,999,000 | 74,485,000 | 79,113,000 |
| Noninterest-bearing deposits | 25,785,000 | 32,887,000 | 34,785,000 | 36,410,000 |
| Equity capital | 8,629,000 | 9,157,000 | 9,401,000 | 10,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,571,000 | 5,384,000 | 7,439,000 |
| Interest expense | 239,000 | 467,000 | 686,000 | 924,000 |
| Net interest income | 1,513,000 | 3,104,000 | 4,698,000 | 6,515,000 |
| Noninterest income | 358,000 | 801,000 | 1,296,000 | 1,737,000 |
| Noninterest expense | 1,508,000 | 3,032,000 | 4,633,000 | 6,372,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 410,000 |
| Pretax income | 314,000 | 797,000 | 1,185,000 | 1,702,000 |
| Income tax | 71,000 | 194,000 | 279,000 | 398,000 |
| Net income | 243,000 | 603,000 | 906,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,312,000 | 8,672,000 | 9,414,000 | 10,334,000 |
| Total capital | 9,335,000 | 9,786,000 | 10,627,000 | 11,374,000 |
| Risk-weighted assets | 80,641,000 | 88,416,000 | 96,956,000 | 102,320,000 |