Call reports 2002
GREAT BASIN BANK OF NEVADA — 2002
What GREAT BASIN BANK OF NEVADA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 90,477,000 | 97,692,000 | 99,818,000 | 106,325,000 |
| Total loans | 68,597,000 | 70,143,000 | 72,186,000 | 72,734,000 |
| Allowance for loan losses | 1,194,000 | 1,234,000 | 1,246,000 | 1,241,000 |
| Securities available for sale | 11,893,000 | 12,563,000 | 16,363,000 | 19,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,886,000 | 86,029,000 | 87,165,000 | 94,247,000 |
| Interest-bearing deposits | 58,733,000 | 53,039,000 | 62,488,000 | 61,271,000 |
| Noninterest-bearing deposits | 22,153,000 | 32,990,000 | 24,677,000 | 32,976,000 |
| Equity capital | 6,890,000 | 7,227,000 | 8,284,000 | 8,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,449,000 | 5,183,000 | 6,929,000 |
| Interest expense | 324,000 | 608,000 | 885,000 | 1,135,000 |
| Net interest income | 1,401,000 | 2,841,000 | 4,298,000 | 5,794,000 |
| Noninterest income | 258,000 | 527,000 | 836,000 | 1,227,000 |
| Noninterest expense | 1,243,000 | 2,642,000 | 4,073,000 | 5,486,000 |
| Provision for loan losses | 120,000 | 270,000 | 310,000 | 420,000 |
| Pretax income | 296,000 | 456,000 | 751,000 | 1,115,000 |
| Income tax | 73,000 | 109,000 | 160,000 | 250,000 |
| Net income | 223,000 | 347,000 | 591,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,900,000 | 7,066,000 | 7,829,000 | 8,103,000 |
| Total capital | 7,830,000 | 8,071,000 | 8,904,000 | 9,185,000 |
| Risk-weighted assets | 74,180,000 | 80,132,000 | 84,522,000 | 84,957,000 |