Call report 2003Q1
CITIZENS BANK — 2003Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,430,000 | USD | evidence → |
| Total loans | 30,467,000 | USD | evidence → |
| Allowance for loan losses | 442,000 | USD | evidence → |
| Securities available for sale | 7,190,000 | USD | evidence → |
| Securities held to maturity | 1,005,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,200,000 | USD | evidence → |
| Interest-bearing deposits | 34,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,195,000 | USD | evidence → |
| Equity capital | 4,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 781,000 | USD | evidence → |
| Interest expense | 227,000 | USD | evidence → |
| Net interest income | 554,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 331,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 290,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 210,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,813,000 | USD | evidence → |
| Total capital | 5,202,000 | USD | evidence → |
| Risk-weighted assets | 31,096,000 | USD | evidence → |
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