Call reports 2016
BUCKEYE COMMUNITY BANK — 2016
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 156,765,000 | 156,932,000 | 158,292,000 | 164,902,000 |
| Total loans | 126,245,000 | 126,328,000 | 127,719,000 | 129,159,000 |
| Allowance for loan losses | 1,856,000 | 1,802,000 | 1,826,000 | 1,834,000 |
| Securities available for sale | 24,089,000 | 23,941,000 | 24,570,000 | 23,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,394,000 | 136,546,000 | 136,924,000 | 143,700,000 |
| Interest-bearing deposits | 102,561,000 | 102,251,000 | 102,835,000 | 100,841,000 |
| Noninterest-bearing deposits | 33,833,000 | 34,295,000 | 34,089,000 | 42,859,000 |
| Equity capital | 17,495,000 | 17,955,000 | 18,324,000 | 18,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,418,000 | 5,057,000 | 6,708,000 |
| Interest expense | 135,000 | 271,000 | 413,000 | 561,000 |
| Net interest income | 1,441,000 | 3,147,000 | 4,644,000 | 6,147,000 |
| Noninterest income | 182,000 | 369,000 | 566,000 | 769,000 |
| Noninterest expense | 1,058,000 | 2,246,000 | 3,319,000 | 4,448,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 220,000 |
| Pretax income | 505,000 | 1,150,000 | 1,735,000 | 2,252,000 |
| Income tax | 168,000 | 384,000 | 579,000 | 752,000 |
| Net income | 337,000 | 766,000 | 1,156,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,456,000 | 17,886,000 | 18,276,000 | 18,453,000 |
| Total capital | 19,001,000 | 19,423,000 | 19,837,000 | 20,037,000 |
| Risk-weighted assets | 123,293,000 | 122,709,000 | 124,630,000 | 126,453,000 |