Call reports 2015
BUCKEYE COMMUNITY BANK — 2015
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,248,000 | 154,421,000 | 159,153,000 | 159,505,000 |
| Total loans | 123,496,000 | 124,176,000 | 121,276,000 | 123,801,000 |
| Allowance for loan losses | 2,260,000 | 2,028,000 | 1,981,000 | 1,785,000 |
| Securities available for sale | 24,879,000 | 24,519,000 | 24,334,000 | 24,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,601,000 | 135,002,000 | 139,261,000 | 139,806,000 |
| Interest-bearing deposits | 109,419,000 | 103,473,000 | 106,002,000 | 102,948,000 |
| Noninterest-bearing deposits | 29,182,000 | 31,529,000 | 33,259,000 | 36,858,000 |
| Equity capital | 16,386,000 | 16,621,000 | 16,999,000 | 17,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,037,000 | 4,585,000 | 6,122,000 |
| Interest expense | 154,000 | 296,000 | 435,000 | 576,000 |
| Net interest income | 1,367,000 | 2,741,000 | 4,150,000 | 5,546,000 |
| Noninterest income | 247,000 | 459,000 | 661,000 | 853,000 |
| Noninterest expense | 1,085,000 | 2,144,000 | 3,193,000 | 4,259,000 |
| Provision for loan losses | 0 | 10,000 | 65,000 | 125,000 |
| Pretax income | 529,000 | 1,046,000 | 1,553,000 | 2,017,000 |
| Income tax | 176,000 | 348,000 | 518,000 | 674,000 |
| Net income | 353,000 | 698,000 | 1,035,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,374,000 | 16,702,000 | 16,990,000 | 17,107,000 |
| Total capital | 17,941,000 | 18,223,000 | 18,496,000 | 18,632,000 |
| Risk-weighted assets | 124,663,000 | 121,148,000 | 119,967,000 | 121,715,000 |