Call reports 2013
BUCKEYE COMMUNITY BANK — 2013
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,247,000 | 148,564,000 | 149,887,000 | 150,275,000 |
| Total loans | 114,803,000 | 114,325,000 | 114,606,000 | 116,105,000 |
| Allowance for loan losses | 2,740,000 | 2,608,000 | 2,447,000 | 2,316,000 |
| Securities available for sale | 26,967,000 | 26,553,000 | 25,958,000 | 26,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,556,000 | 130,231,000 | 131,323,000 | 128,910,000 |
| Interest-bearing deposits | 109,996,000 | 107,245,000 | 106,665,000 | 102,362,000 |
| Noninterest-bearing deposits | 21,560,000 | 22,986,000 | 24,658,000 | 26,548,000 |
| Equity capital | 15,204,000 | 14,927,000 | 15,048,000 | 14,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,002,000 | 4,505,000 | 6,017,000 |
| Interest expense | 246,000 | 478,000 | 695,000 | 898,000 |
| Net interest income | 1,260,000 | 2,524,000 | 3,810,000 | 5,119,000 |
| Noninterest income | 136,000 | 228,000 | 361,000 | 489,000 |
| Noninterest expense | 1,200,000 | 2,216,000 | 3,267,000 | 4,333,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 240,000 |
| Pretax income | 178,000 | 429,000 | 707,000 | 1,114,000 |
| Income tax | 58,000 | 137,000 | 228,000 | 363,000 |
| Net income | 120,000 | 292,000 | 479,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,907,000 | 15,079,000 | 15,228,000 | 15,090,000 |
| Total capital | 16,331,000 | 16,500,000 | 16,649,000 | 16,520,000 |
| Risk-weighted assets | 112,639,000 | 112,472,000 | 112,688,000 | 113,534,000 |