Call reports 2012
BUCKEYE COMMUNITY BANK — 2012
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,980,000 | 150,464,000 | 151,835,000 | 157,184,000 |
| Total loans | 111,975,000 | 114,477,000 | 114,059,000 | 113,702,000 |
| Allowance for loan losses | 3,365,000 | 3,333,000 | 2,787,000 | 2,736,000 |
| Securities available for sale | 23,955,000 | 23,692,000 | 23,646,000 | 25,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,624,000 | 132,876,000 | 133,363,000 | 138,428,000 |
| Interest-bearing deposits | 118,589,000 | 115,154,000 | 114,994,000 | 116,646,000 |
| Noninterest-bearing deposits | 18,035,000 | 17,722,000 | 18,369,000 | 21,782,000 |
| Equity capital | 14,612,000 | 14,842,000 | 15,071,000 | 15,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,119,000 | 4,646,000 | 6,188,000 |
| Interest expense | 320,000 | 627,000 | 922,000 | 1,197,000 |
| Net interest income | 1,239,000 | 2,492,000 | 3,724,000 | 4,991,000 |
| Noninterest income | 165,000 | 336,000 | 507,000 | 676,000 |
| Noninterest expense | 1,024,000 | 2,060,000 | 3,115,000 | 4,276,000 |
| Provision for loan losses | 180,000 | 360,000 | 450,000 | 540,000 |
| Pretax income | 237,000 | 446,000 | 703,000 | 890,000 |
| Income tax | 76,000 | 143,000 | 226,000 | 285,000 |
| Net income | 161,000 | 303,000 | 477,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,011,000 | 14,152,000 | 14,326,000 | 14,790,000 |
| Total capital | 15,406,000 | 15,580,000 | 15,757,000 | 16,216,000 |
| Risk-weighted assets | 109,642,000 | 112,366,000 | 113,123,000 | 112,746,000 |