Call reports 2009
BUCKEYE COMMUNITY BANK — 2009
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 164,401,000 | 146,584,000 | 149,091,000 | 146,920,000 |
| Total loans | 129,832,000 | 126,458,000 | 121,355,000 | 119,261,000 |
| Allowance for loan losses | 2,172,000 | 2,401,000 | 3,168,000 | 2,846,000 |
| Securities available for sale | 27,099,000 | 15,445,000 | 20,021,000 | 22,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,908,000 | 128,884,000 | 131,255,000 | 129,132,000 |
| Interest-bearing deposits | 122,327,000 | 116,338,000 | 117,987,000 | 115,736,000 |
| Noninterest-bearing deposits | 11,581,000 | 12,546,000 | 13,268,000 | 13,396,000 |
| Equity capital | 14,258,000 | 13,735,000 | 13,542,000 | 13,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,785,000 | 5,634,000 | 7,461,000 |
| Interest expense | 869,000 | 1,671,000 | 2,413,000 | 3,065,000 |
| Net interest income | 1,054,000 | 2,114,000 | 3,221,000 | 4,396,000 |
| Noninterest income | 94,000 | 241,000 | 455,000 | 548,000 |
| Noninterest expense | 886,000 | 2,241,000 | 3,217,000 | 4,073,000 |
| Provision for loan losses | 499,000 | 1,019,000 | 1,936,000 | 2,131,000 |
| Pretax income | -226,000 | -890,000 | -1,462,000 | -1,235,000 |
| Income tax | -92,000 | -336,000 | -545,000 | -485,000 |
| Net income | -134,000 | -554,000 | -917,000 | -750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,189,000 | 13,725,000 | 13,361,000 | 13,528,000 |
| Total capital | 15,822,000 | 15,308,000 | 14,964,000 | 15,128,000 |
| Risk-weighted assets | 130,088,000 | 125,790,000 | 126,671,000 | 126,778,000 |