Call reports 2008
BUCKEYE COMMUNITY BANK — 2008
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,157,000 | 157,743,000 | 160,538,000 | 155,402,000 |
| Total loans | 129,064,000 | 131,373,000 | 126,783,000 | 127,992,000 |
| Allowance for loan losses | 1,751,000 | 1,767,000 | 1,675,000 | 1,721,000 |
| Securities available for sale | 25,216,000 | 20,800,000 | 25,924,000 | 20,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,924,000 | 131,246,000 | 129,126,000 | 130,552,000 |
| Interest-bearing deposits | 119,288,000 | 118,713,000 | 115,727,000 | 117,651,000 |
| Noninterest-bearing deposits | 11,636,000 | 12,533,000 | 13,399,000 | 12,901,000 |
| Equity capital | 13,276,000 | 13,154,000 | 13,290,000 | 14,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,415,000 | 4,650,000 | 6,889,000 | 8,999,000 |
| Interest expense | 1,379,000 | 2,590,000 | 3,751,000 | 4,846,000 |
| Net interest income | 1,036,000 | 2,060,000 | 3,138,000 | 4,153,000 |
| Noninterest income | 119,000 | 190,000 | 265,000 | 327,000 |
| Noninterest expense | 824,000 | 1,659,000 | 2,483,000 | 3,337,000 |
| Provision for loan losses | 105,000 | 235,000 | 370,000 | 490,000 |
| Pretax income | 263,000 | 407,000 | 601,000 | 747,000 |
| Income tax | 75,000 | 114,000 | 168,000 | 204,000 |
| Net income | 188,000 | 293,000 | 433,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,142,000 | 13,197,000 | 13,312,000 | 14,378,000 |
| Total capital | 15,754,000 | 15,826,000 | 15,888,000 | 15,962,000 |
| Risk-weighted assets | 128,823,000 | 130,204,000 | 125,949,000 | 126,912,000 |