Call reports 2007
BUCKEYE COMMUNITY BANK — 2007
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 138,034,000 | 139,585,000 | 155,224,000 | 158,928,000 |
| Total loans | 121,002,000 | 123,157,000 | 125,158,000 | 128,012,000 |
| Allowance for loan losses | 1,242,000 | 1,275,000 | 1,276,000 | 1,647,000 |
| Securities available for sale | 13,659,000 | 13,021,000 | 26,102,000 | 26,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,524,000 | 123,502,000 | 124,632,000 | 125,163,000 |
| Interest-bearing deposits | 110,887,000 | 110,605,000 | 112,307,000 | 114,163,000 |
| Noninterest-bearing deposits | 11,637,000 | 12,897,000 | 12,325,000 | 11,000,000 |
| Equity capital | 12,929,000 | 12,918,000 | 13,121,000 | 13,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,913,000 | 7,570,000 | 10,168,000 |
| Interest expense | 1,300,000 | 2,707,000 | 4,196,000 | 5,675,000 |
| Net interest income | 1,101,000 | 2,206,000 | 3,374,000 | 4,493,000 |
| Noninterest income | 46,000 | 119,000 | 190,000 | 266,000 |
| Noninterest expense | 834,000 | 1,696,000 | 2,534,000 | 3,383,000 |
| Provision for loan losses | 50,000 | 130,000 | 230,000 | 600,000 |
| Pretax income | 263,000 | 499,000 | 800,000 | 776,000 |
| Income tax | 79,000 | 148,000 | 238,000 | 216,000 |
| Net income | 184,000 | 351,000 | 562,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,913,000 | 12,965,000 | 13,090,000 | 13,029,000 |
| Total capital | 15,155,000 | 15,240,000 | 15,366,000 | 15,622,000 |
| Risk-weighted assets | 116,820,000 | 122,991,000 | 121,774,000 | 127,413,000 |