Call reports 2006
BUCKEYE COMMUNITY BANK — 2006
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,168,000 | 122,673,000 | 130,110,000 | 134,506,000 |
| Total loans | 102,602,000 | 104,395,000 | 105,503,000 | 111,304,000 |
| Allowance for loan losses | 1,194,000 | 1,223,000 | 1,263,000 | 1,195,000 |
| Securities available for sale | 14,631,000 | 14,641,000 | 15,013,000 | 12,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,743,000 | 106,919,000 | 115,317,000 | 119,149,000 |
| Interest-bearing deposits | 92,030,000 | 96,446,000 | 103,488,000 | 105,705,000 |
| Noninterest-bearing deposits | 8,713,000 | 10,472,000 | 11,828,000 | 13,444,000 |
| Equity capital | 13,295,000 | 13,454,000 | 13,646,000 | 12,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 4,083,000 | 6,364,000 | 8,697,000 |
| Interest expense | 882,000 | 1,920,000 | 3,097,000 | 4,323,000 |
| Net interest income | 1,070,000 | 2,163,000 | 3,267,000 | 4,374,000 |
| Noninterest income | 41,000 | 88,000 | 115,000 | 183,000 |
| Noninterest expense | 730,000 | 1,488,000 | 2,245,000 | 2,985,000 |
| Provision for loan losses | 48,000 | 78,000 | 118,000 | 163,000 |
| Pretax income | 333,000 | 685,000 | 1,019,000 | 1,412,000 |
| Income tax | 111,000 | 230,000 | 341,000 | 472,000 |
| Net income | 222,000 | 455,000 | 678,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,376,000 | 13,530,000 | 13,660,000 | 12,817,000 |
| Total capital | 14,570,000 | 14,753,000 | 14,923,000 | 15,012,000 |
| Risk-weighted assets | 99,816,000 | 101,396,000 | 103,276,000 | 107,037,000 |