Call reports 2005
BUCKEYE COMMUNITY BANK — 2005
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 100,212,000 | 105,819,000 | 113,159,000 | 115,989,000 |
| Total loans | 86,074,000 | 90,594,000 | 93,969,000 | 98,475,000 |
| Allowance for loan losses | 954,000 | 1,040,000 | 1,107,000 | 1,152,000 |
| Securities available for sale | 11,728,000 | 12,693,000 | 14,804,000 | 14,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,585,000 | 90,993,000 | 98,736,000 | 97,727,000 |
| Interest-bearing deposits | 75,647,000 | 80,706,000 | 88,414,000 | 87,559,000 |
| Noninterest-bearing deposits | 8,938,000 | 10,287,000 | 10,322,000 | 10,168,000 |
| Equity capital | 12,736,000 | 12,865,000 | 13,021,000 | 13,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,904,000 | 4,597,000 | 6,400,000 |
| Interest expense | 452,000 | 988,000 | 1,646,000 | 2,385,000 |
| Net interest income | 917,000 | 1,916,000 | 2,951,000 | 4,015,000 |
| Noninterest income | 26,000 | 78,000 | 108,000 | 139,000 |
| Noninterest expense | 595,000 | 1,285,000 | 1,956,000 | 2,669,000 |
| Provision for loan losses | 69,000 | 156,000 | 230,000 | 275,000 |
| Pretax income | 279,000 | 553,000 | 873,000 | 1,210,000 |
| Income tax | 96,000 | 188,000 | 294,000 | 408,000 |
| Net income | 183,000 | 365,000 | 579,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,827,000 | 12,924,000 | 13,079,000 | 13,241,000 |
| Total capital | 13,781,000 | 13,964,000 | 14,186,000 | 14,393,000 |
| Risk-weighted assets | 80,014,000 | 86,509,000 | 89,889,000 | 96,215,000 |