Call reports 2004
BUCKEYE COMMUNITY BANK — 2004
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 77,409,000 | 81,464,000 | 88,476,000 | 92,448,000 |
| Total loans | 60,411,000 | 66,368,000 | 74,855,000 | 79,704,000 |
| Allowance for loan losses | 708,000 | 761,000 | 837,000 | 885,000 |
| Securities available for sale | 9,874,000 | 11,283,000 | 11,010,000 | 10,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,341,000 | 69,420,000 | 75,416,000 | 79,588,000 |
| Interest-bearing deposits | 62,113,000 | 63,309,000 | 67,666,000 | 69,917,000 |
| Noninterest-bearing deposits | 6,227,000 | 6,111,000 | 7,749,000 | 9,671,000 |
| Equity capital | 8,432,000 | 11,415,000 | 11,529,000 | 12,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,937,000 | 3,032,000 | 4,264,000 |
| Interest expense | 305,000 | 613,000 | 948,000 | 1,347,000 |
| Net interest income | 642,000 | 1,324,000 | 2,084,000 | 2,917,000 |
| Noninterest income | 31,000 | 68,000 | 96,000 | 164,000 |
| Noninterest expense | 477,000 | 960,000 | 1,463,000 | 1,996,000 |
| Provision for loan losses | 20,000 | 107,000 | 183,000 | 241,000 |
| Pretax income | 176,000 | 325,000 | 534,000 | 844,000 |
| Income tax | 59,000 | 109,000 | 181,000 | 292,000 |
| Net income | 117,000 | 216,000 | 353,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,355,000 | 11,452,000 | 11,516,000 | 12,591,000 |
| Total capital | 9,059,000 | 12,213,000 | 12,353,000 | 13,476,000 |
| Risk-weighted assets | 56,280,000 | 61,698,000 | 68,982,000 | 73,013,000 |