Call reports 2003
BUCKEYE COMMUNITY BANK — 2003
What BUCKEYE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,322,000 | 66,246,000 | 71,979,000 | 74,825,000 |
| Total loans | 44,730,000 | 48,152,000 | 54,997,000 | 59,432,000 |
| Allowance for loan losses | 527,000 | 561,000 | 634,000 | 688,000 |
| Securities available for sale | 9,158,000 | 9,048,000 | 8,788,000 | 9,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,408,000 | 57,782,000 | 63,471,000 | 66,288,000 |
| Interest-bearing deposits | 43,837,000 | 51,355,000 | 56,128,000 | 58,328,000 |
| Noninterest-bearing deposits | 4,571,000 | 6,426,000 | 7,343,000 | 7,960,000 |
| Equity capital | 8,090,000 | 8,165,000 | 8,229,000 | 8,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,570,000 | 2,430,000 | 3,342,000 |
| Interest expense | 275,000 | 572,000 | 867,000 | 1,158,000 |
| Net interest income | 504,000 | 998,000 | 1,563,000 | 2,184,000 |
| Noninterest income | 54,000 | 106,000 | 145,000 | 183,000 |
| Noninterest expense | 397,000 | 790,000 | 1,179,000 | 1,607,000 |
| Provision for loan losses | 42,000 | 76,000 | 149,000 | 208,000 |
| Pretax income | 119,000 | 237,000 | 380,000 | 552,000 |
| Income tax | -631,000 | -595,000 | -546,000 | -485,000 |
| Net income | 750,000 | 832,000 | 926,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,952,000 | 7,440,000 | 7,581,000 | 8,238,000 |
| Total capital | 8,479,000 | 7,997,000 | 8,214,000 | 8,926,000 |
| Risk-weighted assets | 42,569,000 | 44,526,000 | 50,630,000 | 55,016,000 |