Call reports 2024
COMMUNITY BANK OF THE BAY — 2024
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 981,977,000 | 1,006,929,000 | 1,008,464,000 |
| Total loans | 692,639,000 | 701,309,000 | 706,928,000 |
| Allowance for loan losses | 6,523,000 | 6,588,000 | 7,066,000 |
| Securities available for sale | 137,097,000 | 121,232,000 | 102,910,000 |
| Securities held to maturity | 31,500,000 | 31,500,000 | 31,500,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 672,554,000 | 705,588,000 | 704,073,000 |
| Interest-bearing deposits | 466,366,000 | 475,853,000 | 491,542,000 |
| Noninterest-bearing deposits | 206,188,000 | 229,735,000 | 212,531,000 |
| Equity capital | 192,193,000 | 194,003,000 | 196,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 12,725,000 | 26,887,000 | 40,633,000 |
| Interest expense | 4,353,000 | 8,809,000 | 13,542,000 |
| Net interest income | 8,372,000 | 18,078,000 | 27,091,000 |
| Noninterest income | 830,000 | 1,081,000 | 1,518,000 |
| Noninterest expense | 6,282,000 | 12,840,000 | 18,844,000 |
| Provision for loan losses | 332,000 | 392,000 | 860,000 |
| Pretax income | 2,487,000 | 5,886,000 | 8,845,000 |
| Income tax | 735,000 | 1,740,000 | 2,615,000 |
| Net income | 1,752,000 | 4,146,000 | 6,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 197,486,000 | 199,364,000 | 200,260,000 |
| Total capital | 204,655,000 | 206,538,000 | 207,931,000 |
| Risk-weighted assets | 783,669,000 | 791,993,000 | 816,147,000 |