Call reports 2023
COMMUNITY BANK OF THE BAY — 2023
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,008,821,000 | 1,060,321,000 | 1,065,505,000 | 974,642,000 |
| Total loans | 666,864,000 | 679,973,000 | 682,210,000 | 676,417,000 |
| Allowance for loan losses | 6,302,000 | 6,236,000 | 6,313,000 | 6,207,000 |
| Securities available for sale | 195,872,000 | 176,670,000 | 165,093,000 | 182,739,000 |
| Securities held to maturity | 31,500,000 | 31,500,000 | 31,500,000 | 31,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,411,000 | 720,924,000 | 721,882,000 | 635,188,000 |
| Interest-bearing deposits | 464,254,000 | 514,819,000 | 525,681,000 | 457,351,000 |
| Noninterest-bearing deposits | 197,157,000 | 206,105,000 | 196,201,000 | 177,837,000 |
| Equity capital | 186,700,000 | 187,198,000 | 189,253,000 | 191,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,495,000 | 23,840,000 | 37,205,000 | 50,609,000 |
| Interest expense | 3,818,000 | 8,263,000 | 13,326,000 | 18,374,000 |
| Net interest income | 7,677,000 | 15,577,000 | 23,879,000 | 32,235,000 |
| Noninterest income | 195,000 | 363,000 | 3,598,000 | 3,835,000 |
| Noninterest expense | 4,952,000 | 10,372,000 | 16,705,000 | 23,506,000 |
| Provision for loan losses | 39,000 | -56,000 | 592,000 | 545,000 |
| Pretax income | 2,881,000 | 5,641,000 | 10,192,000 | 12,114,000 |
| Income tax | 811,000 | 1,616,000 | 2,962,000 | 3,432,000 |
| Net income | 2,070,000 | 4,025,000 | 7,230,000 | 8,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,849,000 | 194,389,000 | 196,988,000 | 196,380,000 |
| Total capital | 199,790,000 | 201,248,000 | 203,929,000 | 203,132,000 |
| Risk-weighted assets | 744,114,000 | 714,011,000 | 746,967,000 | 713,890,000 |