Call reports 2022
COMMUNITY BANK OF THE BAY — 2022
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 791,436,000 | 886,228,000 | 1,014,059,000 | 975,709,000 |
| Total loans | 521,675,000 | 590,368,000 | 597,790,000 | 657,678,000 |
| Allowance for loan losses | 6,500,000 | 6,902,000 | 6,911,000 | 6,889,000 |
| Securities available for sale | 61,754,000 | 153,857,000 | 172,662,000 | 209,763,000 |
| Securities held to maturity | 23,000,000 | 26,500,000 | 31,500,000 | 31,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 698,606,000 | 672,892,000 | 804,243,000 | 706,853,000 |
| Interest-bearing deposits | 456,592,000 | 433,921,000 | 574,931,000 | 502,894,000 |
| Noninterest-bearing deposits | 242,014,000 | 238,971,000 | 229,312,000 | 203,959,000 |
| Equity capital | 66,812,000 | 185,452,000 | 181,034,000 | 183,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,932,000 | 14,721,000 | 23,912,000 | 35,067,000 |
| Interest expense | 409,000 | 953,000 | 2,329,000 | 4,684,000 |
| Net interest income | 6,523,000 | 13,768,000 | 21,583,000 | 30,383,000 |
| Noninterest income | 148,000 | 489,000 | 652,000 | 851,000 |
| Noninterest expense | 4,271,000 | 8,756,000 | 13,475,000 | 18,602,000 |
| Provision for loan losses | 0 | 400,000 | 400,000 | 400,000 |
| Pretax income | 2,400,000 | 5,101,000 | 8,360,000 | 12,232,000 |
| Income tax | 699,000 | 1,485,000 | 2,437,000 | 3,570,000 |
| Net income | 1,701,000 | 3,616,000 | 5,923,000 | 8,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,114,000 | 189,754,000 | 188,981,000 | 191,272,000 |
| Total capital | 75,775,000 | 196,817,000 | 196,053,000 | 198,324,000 |
| Risk-weighted assets | 572,611,000 | 659,342,000 | 651,177,000 | 759,748,000 |