Call reports 2018
COMMUNITY BANK OF THE BAY — 2018
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 332,449,000 | 373,438,000 | 410,185,000 | 390,671,000 |
| Total loans | 260,169,000 | 295,128,000 | 303,260,000 | 315,415,000 |
| Allowance for loan losses | 3,505,000 | 3,666,000 | 3,332,000 | 3,401,000 |
| Securities available for sale | 14,090,000 | 13,517,000 | 22,675,000 | 20,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,373,000 | 318,191,000 | 354,475,000 | 326,354,000 |
| Interest-bearing deposits | 179,618,000 | 189,376,000 | 237,739,000 | 222,443,000 |
| Noninterest-bearing deposits | 103,755,000 | 128,815,000 | 116,736,000 | 103,911,000 |
| Equity capital | 38,177,000 | 39,219,000 | 39,679,000 | 47,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,264,000 | 7,067,000 | 11,334,000 | 15,995,000 |
| Interest expense | 297,000 | 780,000 | 1,487,000 | 2,236,000 |
| Net interest income | 2,967,000 | 6,287,000 | 9,847,000 | 13,759,000 |
| Noninterest income | 175,000 | 1,026,000 | 1,192,000 | 1,601,000 |
| Noninterest expense | 2,370,000 | 4,978,000 | 7,922,000 | 10,898,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 300,000 |
| Pretax income | 772,000 | 2,235,000 | 3,017,000 | 4,162,000 |
| Income tax | 243,000 | 708,000 | 965,000 | 1,335,000 |
| Net income | 529,000 | 1,527,000 | 2,052,000 | 2,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,015,000 | 38,998,000 | 39,663,000 | 47,435,000 |
| Total capital | 41,354,000 | 42,745,000 | 43,076,000 | 50,917,000 |
| Risk-weighted assets | 266,915,000 | 301,823,000 | 313,187,000 | 337,777,000 |