Call reports 2017
COMMUNITY BANK OF THE BAY — 2017
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 274,281,000 | 287,133,000 | 288,979,000 | 295,692,000 |
| Total loans | 198,367,000 | 200,997,000 | 216,107,000 | 237,964,000 |
| Allowance for loan losses | 2,981,000 | 3,065,000 | 3,403,000 | 3,474,000 |
| Securities available for sale | 3,681,000 | 6,475,000 | 6,123,000 | 14,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,605,000 | 249,285,000 | 250,198,000 | 257,205,000 |
| Interest-bearing deposits | 151,138,000 | 144,061,000 | 139,716,000 | 156,534,000 |
| Noninterest-bearing deposits | 84,467,000 | 105,224,000 | 110,482,000 | 100,671,000 |
| Equity capital | 37,156,000 | 36,990,000 | 37,606,000 | 37,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,246,000 | 8,149,000 | 11,200,000 |
| Interest expense | 236,000 | 467,000 | 690,000 | 936,000 |
| Net interest income | 2,261,000 | 4,779,000 | 7,459,000 | 10,264,000 |
| Noninterest income | 163,000 | 332,000 | 712,000 | 1,148,000 |
| Noninterest expense | 2,029,000 | 3,962,000 | 5,981,000 | 8,113,000 |
| Provision for loan losses | 50,000 | 125,000 | 225,000 | 325,000 |
| Pretax income | 345,000 | 1,024,000 | 1,965,000 | 2,974,000 |
| Income tax | 138,000 | 409,000 | 785,000 | 1,747,000 |
| Net income | 207,000 | 615,000 | 1,180,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,155,000 | 36,989,000 | 37,280,000 | 37,495,000 |
| Total capital | 39,768,000 | 39,588,000 | 40,111,000 | 40,525,000 |
| Risk-weighted assets | 208,571,000 | 207,408,000 | 225,844,000 | 241,879,000 |