Call reports 2011
COMMUNITY BANK OF THE BAY — 2011
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,868,000 | 129,044,000 | 132,917,000 | 128,451,000 |
| Total loans | 88,205,000 | 85,836,000 | 88,998,000 | 97,918,000 |
| Allowance for loan losses | 2,155,000 | 1,975,000 | 1,807,000 | 2,013,000 |
| Securities available for sale | 12,252,000 | 7,601,000 | 8,534,000 | 7,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,423,000 | 105,973,000 | 109,812,000 | 105,299,000 |
| Interest-bearing deposits | 57,657,000 | 61,271,000 | 63,984,000 | 64,690,000 |
| Noninterest-bearing deposits | 39,766,000 | 44,702,000 | 45,828,000 | 40,609,000 |
| Equity capital | 14,967,000 | 15,234,000 | 15,126,000 | 15,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,803,000 | 4,230,000 | 5,726,000 |
| Interest expense | 181,000 | 336,000 | 476,000 | 578,000 |
| Net interest income | 1,179,000 | 2,467,000 | 3,754,000 | 5,148,000 |
| Noninterest income | 504,000 | 1,205,000 | 1,409,000 | 2,129,000 |
| Noninterest expense | 1,435,000 | 2,907,000 | 4,463,000 | 6,035,000 |
| Provision for loan losses | 142,000 | 622,000 | 763,000 | 1,430,000 |
| Pretax income | 106,000 | 229,000 | 23,000 | -5,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 229,000 | 23,000 | -5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,954,000 | 15,154,000 | 14,993,000 | 15,025,000 |
| Total capital | 16,149,000 | 16,372,000 | 16,259,000 | 16,285,000 |
| Risk-weighted assets | 94,504,000 | 94,612,000 | 99,681,000 | 99,996,000 |