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Call reports 2008

COMMUNITY BANK OF THE BAY — 2008

What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/952bf0b7-28c3-4cf4-9221-d5d32575027f/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets66,697,00066,664,00068,610,00068,277,000
Total loans45,887,00044,244,00041,021,00041,666,000
Allowance for loan losses1,100,0001,105,0001,044,0001,382,000
Securities available for sale11,655,00012,447,00011,990,00011,138,000
Securities held to maturity0000
Trading assets0000
Total deposits53,566,00053,644,00057,054,00057,466,000
Interest-bearing deposits41,554,00041,607,00044,477,00038,681,000
Noninterest-bearing deposits12,012,00012,037,00012,577,00018,785,000
Equity capital9,065,0008,897,0007,386,0006,682,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,003,0002,010,0002,860,0003,705,000
Interest expense391,000758,0001,118,0001,448,000
Net interest income612,0001,252,0001,742,0002,257,000
Noninterest income79,000166,000342,000639,000
Noninterest expense689,0001,484,0002,327,0003,216,000
Provision for loan losses217,000217,000935,0001,525,000
Pretax income-215,000-283,000-2,091,000-2,758,000
Income tax00-247,000-247,000
Net income-215,000-283,000-1,844,000-2,511,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital9,045,0008,955,0007,427,0006,648,000
Total capital9,805,0009,711,0008,117,0007,307,000
Risk-weighted assets63,936,00063,136,00058,252,00054,597,000