Call reports 2001
COMMUNITY BANK OF THE BAY — 2001
What COMMUNITY BANK OF THE BAY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,849,000 | 42,865,000 | 44,051,000 | 48,015,000 |
| Total loans | 25,624,000 | 26,219,000 | 25,785,000 | 31,854,000 |
| Allowance for loan losses | 560,000 | 407,000 | 455,000 | 769,000 |
| Securities available for sale | 5,981,000 | 12,858,000 | 13,341,000 | 12,394,000 |
| Securities held to maturity | 0 | 0 | 1,339,000 | 1,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,269,000 | 38,334,000 | 38,997,000 | 42,414,000 |
| Interest-bearing deposits | 30,550,000 | 37,147,000 | 37,741,000 | 41,483,000 |
| Noninterest-bearing deposits | 719,000 | 1,187,000 | 1,256,000 | 931,000 |
| Equity capital | 4,249,000 | 4,165,000 | 4,456,000 | 3,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,507,000 | 2,293,000 | 3,080,000 |
| Interest expense | 299,000 | 611,000 | 917,000 | 1,247,000 |
| Net interest income | 467,000 | 896,000 | 1,376,000 | 1,833,000 |
| Noninterest income | 33,000 | 59,000 | 540,000 | 575,000 |
| Noninterest expense | 543,000 | 1,069,000 | 1,740,000 | 2,227,000 |
| Provision for loan losses | -47,000 | -47,000 | -47,000 | 1,342,000 |
| Pretax income | 4,000 | -67,000 | 223,000 | -1,161,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 4,000 | -68,000 | 222,000 | -1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,247,000 | 4,175,000 | 4,465,000 | 3,081,000 |
| Total capital | 4,553,000 | 4,486,000 | 4,786,000 | 3,384,000 |
| Risk-weighted assets | 24,257,000 | 24,818,000 | 25,527,000 | 23,772,000 |