Call reports 2022
FIRST STATE BANK OF NEWCASTLE — 2022
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 173,533,000 | 174,153,000 | 171,296,000 | 177,527,000 |
| Total loans | 43,515,000 | 42,279,000 | 41,779,000 | 40,338,000 |
| Allowance for loan losses | 1,157,000 | 1,157,000 | 1,162,000 | 0 |
| Securities available for sale | 99,050,000 | 92,373,000 | 78,928,000 | 75,605,000 |
| Securities held to maturity | 3,295,000 | 3,006,000 | 2,405,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,238,000 | 158,408,000 | 157,686,000 | 158,614,000 |
| Interest-bearing deposits | 127,246,000 | 127,072,000 | 123,651,000 | 122,718,000 |
| Noninterest-bearing deposits | 28,992,000 | 31,336,000 | 34,035,000 | 35,896,000 |
| Equity capital | 17,072,000 | 15,501,000 | 13,333,000 | 18,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,854,000 | 2,879,000 | 4,629,000 |
| Interest expense | 83,000 | 175,000 | 341,000 | 623,000 |
| Net interest income | 842,000 | 1,679,000 | 2,538,000 | 4,006,000 |
| Noninterest income | 144,000 | 286,000 | 432,000 | 594,000 |
| Noninterest expense | 758,000 | 1,467,000 | 2,316,000 | 4,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 496,000 | 378,000 | -2,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 496,000 | 378,000 | -2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,368,000 | 21,477,000 | 21,171,000 | 12,763,000 |
| Total capital | 22,112,000 | 22,209,000 | 21,861,000 | 12,763,000 |
| Risk-weighted assets | 59,155,000 | 58,212,000 | 54,805,000 | 53,807,000 |