Call reports 2021
FIRST STATE BANK OF NEWCASTLE — 2021
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,488,000 | 177,823,000 | 178,133,000 | 181,296,000 |
| Total loans | 41,375,000 | 42,495,000 | 40,609,000 | 43,489,000 |
| Allowance for loan losses | 1,153,000 | 1,156,000 | 1,157,000 | 1,154,000 |
| Securities available for sale | 94,978,000 | 92,832,000 | 91,194,000 | 103,676,000 |
| Securities held to maturity | 3,713,000 | 3,307,000 | 3,303,000 | 3,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,855,000 | 155,109,000 | 155,619,000 | 159,406,000 |
| Interest-bearing deposits | 123,964,000 | 125,011,000 | 124,527,000 | 127,342,000 |
| Noninterest-bearing deposits | 30,891,000 | 30,098,000 | 31,092,000 | 32,064,000 |
| Equity capital | 22,384,000 | 22,472,000 | 22,257,000 | 21,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,088,000 | 3,058,000 | 3,962,000 |
| Interest expense | 149,000 | 275,000 | 377,000 | 464,000 |
| Net interest income | 896,000 | 1,813,000 | 2,681,000 | 3,498,000 |
| Noninterest income | 117,000 | 245,000 | 385,000 | 707,000 |
| Noninterest expense | 798,000 | 1,527,000 | 2,341,000 | 3,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 531,000 | 725,000 | 1,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 531,000 | 725,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,996,000 | 21,182,000 | 21,187,000 | 21,403,000 |
| Total capital | 21,751,000 | 21,888,000 | 21,906,000 | 22,176,000 |
| Risk-weighted assets | 60,074,000 | 56,050,000 | 57,156,000 | 61,468,000 |