Call reports 2020
FIRST STATE BANK OF NEWCASTLE — 2020
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,045,000 | 166,030,000 | 165,314,000 | 172,520,000 |
| Total loans | 40,892,000 | 45,199,000 | 43,708,000 | 42,488,000 |
| Allowance for loan losses | 977,000 | 1,131,000 | 1,163,000 | 1,144,000 |
| Securities available for sale | 79,553,000 | 82,344,000 | 82,578,000 | 81,286,000 |
| Securities held to maturity | 3,736,000 | 3,730,000 | 3,725,000 | 3,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,367,000 | 142,518,000 | 141,785,000 | 148,913,000 |
| Interest-bearing deposits | 104,484,000 | 114,591,000 | 115,555,000 | 121,834,000 |
| Noninterest-bearing deposits | 23,883,000 | 27,927,000 | 26,230,000 | 27,079,000 |
| Equity capital | 22,382,000 | 23,219,000 | 23,236,000 | 23,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,527,000 | 3,567,000 | 4,622,000 |
| Interest expense | 268,000 | 502,000 | 688,000 | 884,000 |
| Net interest income | 938,000 | 2,025,000 | 2,879,000 | 3,738,000 |
| Noninterest income | 128,000 | 244,000 | 371,000 | 515,000 |
| Noninterest expense | 811,000 | 1,524,000 | 2,321,000 | 3,090,000 |
| Provision for loan losses | 8,000 | 158,000 | 188,000 | 195,000 |
| Pretax income | 257,000 | 611,000 | 779,000 | 1,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 611,000 | 779,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,700,000 | 20,899,000 | 20,856,000 | 20,977,000 |
| Total capital | 21,401,000 | 21,582,000 | 21,530,000 | 21,647,000 |
| Risk-weighted assets | 55,868,000 | 54,222,000 | 53,463,000 | 53,145,000 |