Call reports 2019
FIRST STATE BANK OF NEWCASTLE — 2019
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,873,000 | 149,515,000 | 148,865,000 | 154,167,000 |
| Total loans | 42,399,000 | 41,740,000 | 39,579,000 | 40,818,000 |
| Allowance for loan losses | 955,000 | 981,000 | 1,005,000 | 968,000 |
| Securities available for sale | 68,773,000 | 70,557,000 | 76,820,000 | 78,348,000 |
| Securities held to maturity | 7,759,000 | 7,753,000 | 5,748,000 | 4,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,752,000 | 127,688,000 | 126,990,000 | 132,317,000 |
| Interest-bearing deposits | 103,799,000 | 104,161,000 | 103,255,000 | 109,504,000 |
| Noninterest-bearing deposits | 19,953,000 | 23,527,000 | 23,735,000 | 22,813,000 |
| Equity capital | 20,830,000 | 21,503,000 | 21,517,000 | 21,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,378,000 | 3,589,000 | 4,798,000 |
| Interest expense | 277,000 | 578,000 | 887,000 | 1,174,000 |
| Net interest income | 890,000 | 1,800,000 | 2,702,000 | 3,624,000 |
| Noninterest income | 127,000 | 246,000 | 372,000 | 512,000 |
| Noninterest expense | 744,000 | 1,459,000 | 2,267,000 | 3,060,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 75,000 |
| Pretax income | 248,000 | 539,000 | 736,000 | 997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 539,000 | 736,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,346,000 | 20,490,000 | 20,514,000 | 20,656,000 |
| Total capital | 21,037,000 | 21,171,000 | 21,186,000 | 21,353,000 |
| Risk-weighted assets | 55,025,000 | 54,202,000 | 53,497,000 | 55,502,000 |