Call reports 2018
FIRST STATE BANK OF NEWCASTLE — 2018
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,048,000 | 136,554,000 | 135,621,000 | 141,650,000 |
| Total loans | 41,384,000 | 40,981,000 | 40,843,000 | 41,998,000 |
| Allowance for loan losses | 922,000 | 913,000 | 936,000 | 945,000 |
| Securities available for sale | 71,859,000 | 70,798,000 | 68,269,000 | 71,271,000 |
| Securities held to maturity | 7,781,000 | 7,775,000 | 7,770,000 | 7,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,284,000 | 116,663,000 | 115,888,000 | 121,169,000 |
| Interest-bearing deposits | 98,473,000 | 96,876,000 | 96,918,000 | 99,935,000 |
| Noninterest-bearing deposits | 20,811,000 | 19,787,000 | 18,970,000 | 21,234,000 |
| Equity capital | 19,533,000 | 19,625,000 | 19,449,000 | 20,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,122,000 | 3,198,000 | 4,333,000 |
| Interest expense | 141,000 | 308,000 | 505,000 | 742,000 |
| Net interest income | 893,000 | 1,814,000 | 2,693,000 | 3,591,000 |
| Noninterest income | 139,000 | 256,000 | 389,000 | 526,000 |
| Noninterest expense | 721,000 | 1,444,000 | 2,219,000 | 2,998,000 |
| Provision for loan losses | 15,000 | 30,000 | 53,000 | 75,000 |
| Pretax income | 296,000 | 596,000 | 810,000 | 1,044,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 596,000 | 810,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,031,000 | 20,154,000 | 20,191,000 | 20,299,000 |
| Total capital | 20,683,000 | 20,800,000 | 20,840,000 | 20,980,000 |
| Risk-weighted assets | 51,896,000 | 51,450,000 | 51,708,000 | 54,225,000 |