Call reports 2017
FIRST STATE BANK OF NEWCASTLE — 2017
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 144,312,000 | 143,339,000 | 139,753,000 | 142,068,000 |
| Total loans | 39,060,000 | 37,666,000 | 37,233,000 | 38,344,000 |
| Allowance for loan losses | 897,000 | 914,000 | 905,000 | 925,000 |
| Securities available for sale | 78,722,000 | 77,270,000 | 71,820,000 | 72,569,000 |
| Securities held to maturity | 5,802,000 | 5,797,000 | 7,792,000 | 7,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,890,000 | 122,409,000 | 118,933,000 | 121,740,000 |
| Interest-bearing deposits | 102,389,000 | 101,309,000 | 97,934,000 | 99,917,000 |
| Noninterest-bearing deposits | 21,501,000 | 21,100,000 | 20,999,000 | 21,823,000 |
| Equity capital | 20,249,000 | 20,742,000 | 20,614,000 | 20,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,988,000 | 2,943,000 | 3,950,000 |
| Interest expense | 94,000 | 195,000 | 310,000 | 438,000 |
| Net interest income | 882,000 | 1,793,000 | 2,633,000 | 3,512,000 |
| Noninterest income | 127,000 | 244,000 | 362,000 | 480,000 |
| Noninterest expense | 732,000 | 1,436,000 | 2,207,000 | 2,967,000 |
| Provision for loan losses | 15,000 | 30,000 | 52,000 | 75,000 |
| Pretax income | 264,000 | 599,000 | 767,000 | 988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 599,000 | 767,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,658,000 | 19,837,000 | 19,806,000 | 19,917,000 |
| Total capital | 20,300,000 | 20,464,000 | 20,416,000 | 20,542,000 |
| Risk-weighted assets | 51,146,000 | 49,885,000 | 48,582,000 | 49,736,000 |