Call reports 2016
FIRST STATE BANK OF NEWCASTLE — 2016
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 152,088,000 | 149,030,000 | 145,882,000 | 146,640,000 |
| Total loans | 36,607,000 | 36,882,000 | 36,735,000 | 38,224,000 |
| Allowance for loan losses | 858,000 | 847,000 | 864,000 | 879,000 |
| Securities available for sale | 84,625,000 | 83,001,000 | 77,621,000 | 78,328,000 |
| Securities held to maturity | 5,823,000 | 5,818,000 | 5,813,000 | 5,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,191,000 | 127,423,000 | 124,517,000 | 126,566,000 |
| Interest-bearing deposits | 105,837,000 | 102,089,000 | 100,587,000 | 103,269,000 |
| Noninterest-bearing deposits | 25,354,000 | 25,334,000 | 23,930,000 | 23,297,000 |
| Equity capital | 20,737,000 | 21,451,000 | 21,210,000 | 19,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,023,000 | 2,990,000 | 3,948,000 |
| Interest expense | 81,000 | 163,000 | 250,000 | 337,000 |
| Net interest income | 944,000 | 1,860,000 | 2,740,000 | 3,611,000 |
| Noninterest income | 132,000 | 256,000 | 373,000 | 509,000 |
| Noninterest expense | 726,000 | 1,419,000 | 2,183,000 | 2,991,000 |
| Provision for loan losses | 80,000 | 95,000 | 110,000 | 125,000 |
| Pretax income | 308,000 | 640,000 | 879,000 | 1,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 640,000 | 879,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,341,000 | 19,489,000 | 19,530,000 | 19,573,000 |
| Total capital | 19,965,000 | 20,115,000 | 20,140,000 | 20,206,000 |
| Risk-weighted assets | 49,742,000 | 49,908,000 | 48,610,000 | 50,465,000 |