Call reports 2014
FIRST STATE BANK OF NEWCASTLE — 2014
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 149,729,000 | 147,513,000 | 150,426,000 | 155,958,000 |
| Total loans | 36,559,000 | 35,460,000 | 34,704,000 | 35,336,000 |
| Allowance for loan losses | 763,000 | 793,000 | 778,000 | 777,000 |
| Securities available for sale | 85,658,000 | 83,021,000 | 82,301,000 | 90,149,000 |
| Securities held to maturity | 1,663,000 | 2,505,000 | 2,501,000 | 3,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,720,000 | 128,099,000 | 130,744,000 | 136,161,000 |
| Interest-bearing deposits | 104,607,000 | 101,003,000 | 101,807,000 | 106,708,000 |
| Noninterest-bearing deposits | 26,113,000 | 27,096,000 | 28,937,000 | 29,453,000 |
| Equity capital | 18,857,000 | 19,250,000 | 19,518,000 | 19,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,072,000 | 3,093,000 | 4,110,000 |
| Interest expense | 95,000 | 187,000 | 281,000 | 375,000 |
| Net interest income | 942,000 | 1,885,000 | 2,812,000 | 3,735,000 |
| Noninterest income | 118,000 | 248,000 | 392,000 | 526,000 |
| Noninterest expense | 709,000 | 1,419,000 | 2,095,000 | 2,959,000 |
| Provision for loan losses | 35,000 | 65,000 | 85,000 | 90,000 |
| Pretax income | 316,000 | 649,000 | 1,043,000 | 1,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 649,000 | 1,043,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,421,000 | 18,566,000 | 18,763,000 | 18,729,000 |
| Total capital | 19,063,000 | 19,198,000 | 19,375,000 | 19,361,000 |
| Risk-weighted assets | 51,169,000 | 50,355,000 | 49,098,000 | 50,341,000 |