Call reports 2013
FIRST STATE BANK OF NEWCASTLE — 2013
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 152,726,000 | 145,627,000 | 145,578,000 | 152,357,000 |
| Total loans | 40,446,000 | 39,941,000 | 38,261,000 | 37,017,000 |
| Allowance for loan losses | 686,000 | 723,000 | 749,000 | 756,000 |
| Securities available for sale | 78,945,000 | 78,785,000 | 78,692,000 | 82,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,812,000 | 126,887,000 | 127,230,000 | 133,826,000 |
| Interest-bearing deposits | 105,025,000 | 102,056,000 | 101,508,000 | 105,072,000 |
| Noninterest-bearing deposits | 26,787,000 | 24,831,000 | 25,722,000 | 28,754,000 |
| Equity capital | 20,430,000 | 18,536,000 | 18,024,000 | 18,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,226,000 | 3,270,000 | 4,367,000 |
| Interest expense | 132,000 | 251,000 | 358,000 | 459,000 |
| Net interest income | 1,026,000 | 1,975,000 | 2,912,000 | 3,908,000 |
| Noninterest income | 134,000 | 271,000 | 570,000 | 701,000 |
| Noninterest expense | 660,000 | 1,356,000 | 2,029,000 | 2,828,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 455,000 | 800,000 | 1,318,000 | 1,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 455,000 | 800,000 | 1,318,000 | 1,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,942,000 | 18,017,000 | 18,335,000 | 18,103,000 |
| Total capital | 18,620,000 | 18,694,000 | 18,995,000 | 18,730,000 |
| Risk-weighted assets | 53,507,000 | 53,337,000 | 51,949,000 | 50,027,000 |