Call reports 2012
FIRST STATE BANK OF NEWCASTLE — 2012
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,760,000 | 144,358,000 | 145,751,000 | 159,728,000 |
| Total loans | 43,953,000 | 43,580,000 | 42,424,000 | 41,899,000 |
| Allowance for loan losses | 703,000 | 762,000 | 803,000 | 814,000 |
| Securities available for sale | 94,058,000 | 92,460,000 | 85,053,000 | 79,703,000 |
| Securities held to maturity | 634,000 | 299,000 | 299,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,926,000 | 124,086,000 | 125,008,000 | 139,558,000 |
| Interest-bearing deposits | 105,455,000 | 101,098,000 | 100,386,000 | 106,076,000 |
| Noninterest-bearing deposits | 23,471,000 | 22,988,000 | 24,622,000 | 33,482,000 |
| Equity capital | 19,655,000 | 20,101,000 | 20,570,000 | 19,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,787,000 | 4,108,000 | 5,365,000 |
| Interest expense | 191,000 | 367,000 | 532,000 | 683,000 |
| Net interest income | 1,220,000 | 2,420,000 | 3,576,000 | 4,682,000 |
| Noninterest income | 134,000 | 265,000 | 395,000 | 524,000 |
| Noninterest expense | 630,000 | 1,268,000 | 1,990,000 | 2,903,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 664,000 | 1,297,000 | 1,882,000 | 2,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 664,000 | 1,297,000 | 1,882,000 | 2,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,188,000 | 17,425,000 | 17,632,000 | 17,486,000 |
| Total capital | 17,891,000 | 18,187,000 | 18,408,000 | 18,183,000 |
| Risk-weighted assets | 62,998,000 | 61,748,000 | 61,330,000 | 54,848,000 |