Call reports 2011
FIRST STATE BANK OF NEWCASTLE — 2011
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,355,000 | 140,009,000 | 142,126,000 | 147,495,000 |
| Total loans | 47,018,000 | 46,845,000 | 47,459,000 | 46,603,000 |
| Allowance for loan losses | 607,000 | 609,000 | 672,000 | 619,000 |
| Securities available for sale | 82,837,000 | 76,891,000 | 87,125,000 | 91,175,000 |
| Securities held to maturity | 827,000 | 827,000 | 827,000 | 634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,963,000 | 120,831,000 | 122,413,000 | 128,577,000 |
| Interest-bearing deposits | 101,757,000 | 99,057,000 | 100,889,000 | 103,733,000 |
| Noninterest-bearing deposits | 18,206,000 | 21,774,000 | 21,524,000 | 24,844,000 |
| Equity capital | 18,167,000 | 18,917,000 | 19,439,000 | 18,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,911,000 | 4,388,000 | 5,874,000 |
| Interest expense | 259,000 | 502,000 | 745,000 | 963,000 |
| Net interest income | 1,155,000 | 2,409,000 | 3,643,000 | 4,911,000 |
| Noninterest income | 133,000 | 242,000 | 408,000 | 544,000 |
| Noninterest expense | 632,000 | 1,371,000 | 2,036,000 | 2,804,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 612,000 | 1,340,000 | 2,044,000 | 2,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 612,000 | 1,340,000 | 2,044,000 | 2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,521,000 | 16,884,000 | 17,152,000 | 16,522,000 |
| Total capital | 17,128,000 | 17,493,000 | 17,824,000 | 17,141,000 |
| Risk-weighted assets | 62,614,000 | 60,908,000 | 64,373,000 | 64,902,000 |