Call reports 2010
FIRST STATE BANK OF NEWCASTLE — 2010
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,891,000 | 131,010,000 | 132,782,000 | 136,740,000 |
| Total loans | 43,805,000 | 43,981,000 | 44,830,000 | 47,705,000 |
| Allowance for loan losses | 403,000 | 474,000 | 496,000 | 545,000 |
| Securities available for sale | 74,799,000 | 78,344,000 | 81,972,000 | 82,512,000 |
| Securities held to maturity | 1,568,000 | 1,568,000 | 1,569,000 | 1,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,750,000 | 111,640,000 | 113,532,000 | 118,967,000 |
| Interest-bearing deposits | 94,117,000 | 91,799,000 | 94,765,000 | 97,718,000 |
| Noninterest-bearing deposits | 17,633,000 | 19,841,000 | 18,767,000 | 21,249,000 |
| Equity capital | 17,913,000 | 18,325,000 | 19,030,000 | 17,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,981,000 | 4,447,000 | 5,906,000 |
| Interest expense | 350,000 | 680,000 | 992,000 | 1,282,000 |
| Net interest income | 1,149,000 | 2,301,000 | 3,455,000 | 4,624,000 |
| Noninterest income | 150,000 | 306,000 | 479,000 | 627,000 |
| Noninterest expense | 612,000 | 1,252,000 | 1,912,000 | 2,702,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 670,000 | 1,323,000 | 1,915,000 | 2,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,323,000 | 1,915,000 | 2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,066,000 | 16,318,000 | 16,520,000 | 15,906,000 |
| Total capital | 16,469,000 | 16,792,000 | 17,016,000 | 16,451,000 |
| Risk-weighted assets | 60,674,000 | 60,785,000 | 62,014,000 | 65,321,000 |