Call reports 2009
FIRST STATE BANK OF NEWCASTLE — 2009
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,122,000 | 121,811,000 | 126,493,000 | 130,455,000 |
| Total loans | 44,001,000 | 44,128,000 | 44,957,000 | 45,158,000 |
| Allowance for loan losses | 319,000 | 344,000 | 371,000 | 346,000 |
| Securities available for sale | 75,207,000 | 69,335,000 | 69,923,000 | 78,358,000 |
| Securities held to maturity | 2,363,000 | 2,156,000 | 2,156,000 | 1,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,327,000 | 104,964,000 | 108,635,000 | 113,010,000 |
| Interest-bearing deposits | 91,139,000 | 85,638,000 | 88,979,000 | 92,930,000 |
| Noninterest-bearing deposits | 19,188,000 | 19,326,000 | 19,656,000 | 20,080,000 |
| Equity capital | 16,518,000 | 16,545,000 | 17,617,000 | 16,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,184,000 | 4,733,000 | 6,297,000 |
| Interest expense | 473,000 | 920,000 | 1,321,000 | 1,700,000 |
| Net interest income | 1,140,000 | 2,264,000 | 3,412,000 | 4,597,000 |
| Noninterest income | 142,000 | 294,000 | 464,000 | 634,000 |
| Noninterest expense | 603,000 | 1,228,000 | 1,884,000 | 2,720,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 220,000 |
| Pretax income | 649,000 | 1,265,000 | 1,867,000 | 2,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,265,000 | 1,867,000 | 2,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,350,000 | 15,617,000 | 15,872,000 | 15,393,000 |
| Total capital | 15,670,000 | 15,961,000 | 16,243,000 | 15,740,000 |
| Risk-weighted assets | 59,048,000 | 57,895,000 | 59,240,000 | 60,977,000 |