Call reports 2006
FIRST STATE BANK OF NEWCASTLE — 2006
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 102,761,000 | 99,840,000 | 114,148,000 | 113,603,000 |
| Total loans | 34,910,000 | 36,928,000 | 37,158,000 | 36,428,000 |
| Allowance for loan losses | 324,000 | 328,000 | 320,000 | 263,000 |
| Securities available for sale | 57,312,000 | 55,712,000 | 54,704,000 | 59,075,000 |
| Securities held to maturity | 4,528,000 | 4,388,000 | 4,219,000 | 4,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,635,000 | 82,465,000 | 95,901,000 | 95,161,000 |
| Interest-bearing deposits | 66,320,000 | 65,016,000 | 74,275,000 | 71,777,000 |
| Noninterest-bearing deposits | 18,315,000 | 17,449,000 | 21,626,000 | 23,384,000 |
| Equity capital | 17,913,000 | 17,146,000 | 17,972,000 | 18,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,690,000 | 4,151,000 | 5,709,000 |
| Interest expense | 412,000 | 882,000 | 1,443,000 | 2,073,000 |
| Net interest income | 922,000 | 1,808,000 | 2,708,000 | 3,636,000 |
| Noninterest income | 120,000 | 251,000 | 388,000 | 509,000 |
| Noninterest expense | 414,000 | 873,000 | 1,354,000 | 2,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 628,000 | 1,186,000 | 1,738,000 | 2,077,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,186,000 | 1,738,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,884,000 | 18,743,000 | 18,948,000 | 18,681,000 |
| Total capital | 19,208,000 | 19,071,000 | 19,268,000 | 18,944,000 |
| Risk-weighted assets | 48,310,000 | 50,319,000 | 53,041,000 | 57,410,000 |