Call reports 2001
FIRST STATE BANK OF NEWCASTLE — 2001
What FIRST STATE BANK OF NEWCASTLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,096,000 | 81,586,000 | 86,284,000 | 92,124,000 |
| Total loans | 24,570,000 | 27,425,000 | 29,027,000 | 29,195,000 |
| Allowance for loan losses | 385,000 | 407,000 | 353,000 | 327,000 |
| Securities available for sale | 41,964,000 | 39,477,000 | 40,152,000 | 48,263,000 |
| Securities held to maturity | 11,561,000 | 11,394,000 | 10,823,000 | 10,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,231,000 | 65,458,000 | 69,069,000 | 71,116,000 |
| Interest-bearing deposits | 9,550,000 | 55,440,000 | 57,791,000 | 59,932,000 |
| Noninterest-bearing deposits | 57,681,000 | 10,018,000 | 11,278,000 | 11,184,000 |
| Equity capital | 15,569,000 | 15,892,000 | 16,776,000 | 15,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,789,000 | 4,156,000 | 5,551,000 |
| Interest expense | 656,000 | 1,238,000 | 1,771,000 | 2,258,000 |
| Net interest income | 751,000 | 1,551,000 | 2,385,000 | 3,293,000 |
| Noninterest income | 69,000 | 133,000 | 219,000 | 303,000 |
| Noninterest expense | 379,000 | 750,000 | 1,172,000 | 1,746,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 115,000 |
| Pretax income | 562,000 | 1,075,000 | 1,600,000 | 1,997,000 |
| Income tax | 85,000 | 167,000 | 248,000 | 445,000 |
| Net income | 477,000 | 908,000 | 1,352,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,233,000 | 15,754,000 | 16,199,000 | 15,700,000 |
| Total capital | 15,618,000 | 16,161,000 | 16,552,000 | 16,027,000 |
| Risk-weighted assets | 40,654,000 | 40,836,000 | 42,926,000 | 44,226,000 |