Call reports 2006
UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. — 2006
What UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,721,000 | 29,877,000 | 29,991,000 | 31,832,000 |
| Total loans | 17,055,000 | 16,937,000 | 17,132,000 | 17,480,000 |
| Allowance for loan losses | 203,000 | 204,000 | 213,000 | 223,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,235,000 | 7,212,000 | 7,227,000 | 7,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,189,000 | 26,282,000 | 26,343,000 | 28,147,000 |
| Interest-bearing deposits | 24,385,000 | 23,793,000 | 23,712,000 | 25,481,000 |
| Noninterest-bearing deposits | 2,804,000 | 2,489,000 | 2,631,000 | 2,666,000 |
| Equity capital | 3,476,000 | 3,515,000 | 3,544,000 | 3,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 906,000 | 1,377,000 | 1,887,000 |
| Interest expense | 160,000 | 340,000 | 539,000 | 772,000 |
| Net interest income | 288,000 | 566,000 | 838,000 | 1,115,000 |
| Noninterest income | 39,000 | 75,000 | 109,000 | 149,000 |
| Noninterest expense | 257,000 | 523,000 | 785,000 | 1,035,000 |
| Provision for loan losses | 9,000 | 17,000 | 26,000 | 35,000 |
| Pretax income | 61,000 | 101,000 | 136,000 | 194,000 |
| Income tax | 0 | 0 | 7,000 | 59,000 |
| Net income | 61,000 | 101,000 | 129,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,476,000 | 3,515,000 | 3,544,000 | 3,550,000 |
| Total capital | 3,679,000 | 3,719,000 | 3,757,000 | 3,773,000 |
| Risk-weighted assets | 18,480,000 | 18,804,000 | 19,369,000 | 18,691,000 |