Call reports 2002
UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. — 2002
What UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,560,000 | 34,003,000 | 33,606,000 | 34,272,000 |
| Total loans | 20,934,000 | 21,126,000 | 21,234,000 | 19,937,000 |
| Allowance for loan losses | 236,000 | 212,000 | 228,000 | 212,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,769,000 | 6,796,000 | 6,820,000 | 6,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,185,000 | 30,590,000 | 30,149,000 | 30,863,000 |
| Interest-bearing deposits | 28,918,000 | 28,476,000 | 28,125,000 | 28,543,000 |
| Noninterest-bearing deposits | 2,267,000 | 2,114,000 | 2,024,000 | 2,320,000 |
| Equity capital | 3,303,000 | 3,330,000 | 3,356,000 | 3,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,033,000 | 1,535,000 | 1,998,000 |
| Interest expense | 241,000 | 460,000 | 671,000 | 871,000 |
| Net interest income | 282,000 | 573,000 | 864,000 | 1,127,000 |
| Noninterest income | 34,000 | 65,000 | 94,000 | 127,000 |
| Noninterest expense | 236,000 | 479,000 | 723,000 | 955,000 |
| Provision for loan losses | 11,000 | 28,000 | 46,000 | 139,000 |
| Pretax income | 69,000 | 131,000 | 189,000 | 160,000 |
| Income tax | 0 | 35,000 | 67,000 | 46,000 |
| Net income | 69,000 | 96,000 | 122,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,303,000 | 3,330,000 | 3,356,000 | 3,348,000 |
| Total capital | 3,539,000 | 3,542,000 | 3,584,000 | 3,560,000 |
| Risk-weighted assets | 22,187,000 | 22,446,000 | 22,500,000 | 21,592,000 |