Call reports 2025
IOWA TRUST & SAVINGS BANK — 2025
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 542,901,000 | 528,423,000 | 524,127,000 | 523,441,000 |
| Total loans | 388,333,000 | 379,524,000 | 364,668,000 | 350,104,000 |
| Allowance for loan losses | 5,662,000 | 5,517,000 | 5,719,000 | 5,776,000 |
| Securities available for sale | 82,488,000 | 80,482,000 | 93,575,000 | 92,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,921,000 | 402,476,000 | 395,459,000 | 394,236,000 |
| Interest-bearing deposits | 354,340,000 | 335,771,000 | 321,369,000 | 323,810,000 |
| Noninterest-bearing deposits | 74,581,000 | 66,705,000 | 74,090,000 | 70,426,000 |
| Equity capital | 54,999,000 | 56,469,000 | 58,647,000 | 59,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,191,000 | 14,390,000 | 21,354,000 | 28,099,000 |
| Interest expense | 3,098,000 | 6,155,000 | 8,980,000 | 11,516,000 |
| Net interest income | 4,093,000 | 8,235,000 | 12,374,000 | 16,583,000 |
| Noninterest income | 258,000 | 2,915,000 | 3,852,000 | 5,579,000 |
| Noninterest expense | 3,250,000 | 6,885,000 | 11,076,000 | 15,155,000 |
| Provision for loan losses | 0 | -113,000 | -115,000 | -112,000 |
| Pretax income | 1,101,000 | 4,265,000 | 5,150,000 | 6,562,000 |
| Income tax | 45,000 | 173,000 | 210,000 | 264,000 |
| Net income | 1,056,000 | 4,092,000 | 4,940,000 | 6,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,463,000 | 54,673,000 | 55,097,000 | 54,781,000 |
| Total capital | 58,125,000 | 60,303,000 | 60,588,000 | 60,062,000 |
| Risk-weighted assets | 463,647,000 | 452,796,000 | 438,985,000 | 421,905,000 |