Call reports 2024
IOWA TRUST & SAVINGS BANK — 2024
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 555,880,000 | 540,205,000 | 555,095,000 | 541,607,000 |
| Total loans | 380,163,000 | 385,837,000 | 396,993,000 | 394,936,000 |
| Allowance for loan losses | 7,147,000 | 6,381,000 | 6,142,000 | 5,754,000 |
| Securities available for sale | 105,271,000 | 88,506,000 | 88,065,000 | 84,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,614,000 | 405,680,000 | 418,969,000 | 415,706,000 |
| Interest-bearing deposits | 357,292,000 | 339,822,000 | 342,956,000 | 344,931,000 |
| Noninterest-bearing deposits | 65,322,000 | 65,858,000 | 76,013,000 | 70,775,000 |
| Equity capital | 54,753,000 | 54,242,000 | 56,428,000 | 54,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,046,000 | 14,320,000 | 21,623,000 | 28,962,000 |
| Interest expense | 2,895,000 | 5,993,000 | 9,330,000 | 12,759,000 |
| Net interest income | 4,151,000 | 8,327,000 | 12,293,000 | 16,203,000 |
| Noninterest income | 376,000 | 770,000 | 999,000 | 1,261,000 |
| Noninterest expense | 3,587,000 | 7,557,000 | 11,107,000 | 14,145,000 |
| Provision for loan losses | 75,000 | -799,000 | -799,000 | -799,000 |
| Pretax income | 865,000 | 1,971,000 | 2,616,000 | 3,759,000 |
| Income tax | 58,000 | 122,000 | 119,000 | 140,000 |
| Net income | 807,000 | 1,849,000 | 2,497,000 | 3,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,448,000 | 50,964,000 | 51,487,000 | 51,634,000 |
| Total capital | 56,690,000 | 56,834,000 | 57,479,000 | 57,388,000 |
| Risk-weighted assets | 498,465,000 | 469,091,000 | 479,241,000 | 472,764,000 |