Call reports 2023
IOWA TRUST & SAVINGS BANK — 2023
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 496,636,000 | 484,583,000 | 488,346,000 | 545,764,000 |
| Total loans | 326,030,000 | 330,883,000 | 333,695,000 | 371,512,000 |
| Allowance for loan losses | 3,621,000 | 3,705,000 | 3,786,000 | 6,805,000 |
| Securities available for sale | 110,109,000 | 107,919,000 | 101,563,000 | 107,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,562,000 | 353,728,000 | 359,971,000 | 413,069,000 |
| Interest-bearing deposits | 288,661,000 | 285,705,000 | 291,400,000 | 315,787,000 |
| Noninterest-bearing deposits | 67,901,000 | 68,023,000 | 68,571,000 | 97,282,000 |
| Equity capital | 51,570,000 | 51,995,000 | 48,786,000 | 54,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,563,000 | 11,510,000 | 17,503,000 | 23,989,000 |
| Interest expense | 1,834,000 | 4,146,000 | 6,574,000 | 9,324,000 |
| Net interest income | 3,729,000 | 7,364,000 | 10,929,000 | 14,665,000 |
| Noninterest income | 221,000 | 397,000 | 591,000 | 1,451,000 |
| Noninterest expense | 2,521,000 | 5,178,000 | 7,946,000 | 10,924,000 |
| Provision for loan losses | 74,000 | 150,000 | 224,000 | 604,000 |
| Pretax income | 1,302,000 | 2,384,000 | 3,301,000 | 4,539,000 |
| Income tax | 59,000 | 111,000 | 149,000 | 196,000 |
| Net income | 1,243,000 | 2,273,000 | 3,152,000 | 4,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,897,000 | 50,247,000 | 50,847,000 | 49,767,000 |
| Total capital | 53,518,000 | 53,951,000 | 54,632,000 | 55,528,000 |
| Risk-weighted assets | 402,614,000 | 399,021,000 | 424,184,000 | 459,843,000 |