Call reports 2022
IOWA TRUST & SAVINGS BANK — 2022
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 418,426,000 | 409,402,000 | 446,725,000 | 462,020,000 |
| Total loans | 272,814,000 | 273,688,000 | 285,707,000 | 308,911,000 |
| Allowance for loan losses | 3,308,000 | 3,382,000 | 3,462,000 | 3,542,000 |
| Securities available for sale | 96,761,000 | 100,300,000 | 114,043,000 | 114,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,971,000 | 334,712,000 | 326,172,000 | 328,732,000 |
| Interest-bearing deposits | 260,287,000 | 263,373,000 | 252,985,000 | 258,678,000 |
| Noninterest-bearing deposits | 71,684,000 | 71,339,000 | 73,187,000 | 70,054,000 |
| Equity capital | 53,238,000 | 50,478,000 | 48,245,000 | 50,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,662,000 | 7,335,000 | 11,564,000 | 16,639,000 |
| Interest expense | 357,000 | 774,000 | 1,359,000 | 2,462,000 |
| Net interest income | 3,305,000 | 6,561,000 | 10,205,000 | 14,177,000 |
| Noninterest income | 292,000 | 208,000 | 32,000 | 36,000 |
| Noninterest expense | 2,099,000 | 3,928,000 | 5,793,000 | 7,959,000 |
| Provision for loan losses | 74,000 | 149,000 | 225,000 | 300,000 |
| Pretax income | 1,431,000 | 2,699,000 | 4,226,000 | 5,941,000 |
| Income tax | 59,000 | 122,000 | 190,000 | 266,000 |
| Net income | 1,372,000 | 2,577,000 | 4,036,000 | 5,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,466,000 | 47,942,000 | 49,072,000 | 48,982,000 |
| Total capital | 50,774,000 | 51,324,000 | 52,534,000 | 52,524,000 |
| Risk-weighted assets | 338,507,000 | 346,851,000 | 362,745,000 | 383,048,000 |