Call reports 2021
IOWA TRUST & SAVINGS BANK — 2021
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 380,911,000 | 371,924,000 | 393,718,000 | 408,032,000 |
| Total loans | 249,615,000 | 257,422,000 | 263,258,000 | 279,213,000 |
| Allowance for loan losses | 3,088,000 | 3,162,000 | 3,196,000 | 3,231,000 |
| Securities available for sale | 76,580,000 | 84,488,000 | 87,642,000 | 100,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,932,000 | 290,122,000 | 310,581,000 | 319,715,000 |
| Interest-bearing deposits | 234,963,000 | 228,679,000 | 250,330,000 | 253,087,000 |
| Noninterest-bearing deposits | 62,969,000 | 61,443,000 | 60,251,000 | 66,628,000 |
| Equity capital | 54,406,000 | 55,187,000 | 55,922,000 | 55,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,759,000 | 7,698,000 | 11,295,000 | 14,934,000 |
| Interest expense | 494,000 | 900,000 | 1,284,000 | 1,669,000 |
| Net interest income | 3,265,000 | 6,798,000 | 10,011,000 | 13,265,000 |
| Noninterest income | 342,000 | 495,000 | 712,000 | 812,000 |
| Noninterest expense | 1,966,000 | 3,885,000 | 5,827,000 | 8,153,000 |
| Provision for loan losses | 76,000 | 149,000 | 179,000 | 210,000 |
| Pretax income | 1,565,000 | 3,259,000 | 4,717,000 | 5,714,000 |
| Income tax | 63,000 | 138,000 | 197,000 | 242,000 |
| Net income | 1,502,000 | 3,121,000 | 4,520,000 | 5,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,239,000 | 46,104,000 | 47,150,000 | 46,422,000 |
| Total capital | 48,327,000 | 49,266,000 | 50,346,000 | 49,653,000 |
| Risk-weighted assets | 300,547,000 | 308,073,000 | 317,745,000 | 331,751,000 |