Call reports 2020
IOWA TRUST & SAVINGS BANK — 2020
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 329,872,000 | 355,835,000 | 358,936,000 | 364,402,000 |
| Total loans | 251,701,000 | 250,434,000 | 238,409,000 | 247,862,000 |
| Allowance for loan losses | 2,507,000 | 2,941,000 | 2,976,000 | 3,006,000 |
| Securities available for sale | 56,616,000 | 62,253,000 | 71,080,000 | 75,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,582,000 | 273,194,000 | 279,103,000 | 284,625,000 |
| Interest-bearing deposits | 214,872,000 | 218,586,000 | 223,967,000 | 222,214,000 |
| Noninterest-bearing deposits | 46,710,000 | 54,608,000 | 55,136,000 | 62,411,000 |
| Equity capital | 39,217,000 | 50,679,000 | 51,395,000 | 51,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,653,000 | 7,380,000 | 10,890,000 | 14,552,000 |
| Interest expense | 860,000 | 1,554,000 | 2,248,000 | 2,878,000 |
| Net interest income | 2,793,000 | 5,826,000 | 8,642,000 | 11,674,000 |
| Noninterest income | 167,000 | 2,000 | 313,000 | 537,000 |
| Noninterest expense | 1,735,000 | 3,088,000 | 5,040,000 | 6,833,000 |
| Provision for loan losses | 26,000 | 452,000 | 478,000 | 505,000 |
| Pretax income | 1,734,000 | 2,884,000 | 4,033,000 | 5,469,000 |
| Income tax | 87,000 | 155,000 | 202,000 | 266,000 |
| Net income | 1,647,000 | 2,729,000 | 3,831,000 | 5,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,272,000 | 44,000,000 | 44,622,000 | 44,066,000 |
| Total capital | 35,779,000 | 46,941,000 | 47,598,000 | 47,072,000 |
| Risk-weighted assets | 277,269,000 | 271,871,000 | 268,823,000 | 296,411,000 |