Call reports 2019
IOWA TRUST & SAVINGS BANK — 2019
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 236,506,000 | 240,166,000 | 314,390,000 | 320,616,000 |
| Total loans | 186,705,000 | 190,774,000 | 231,989,000 | 244,296,000 |
| Allowance for loan losses | 2,310,000 | 2,325,000 | 2,466,000 | 2,474,000 |
| Securities available for sale | 40,314,000 | 38,760,000 | 63,115,000 | 60,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,052,000 | 194,820,000 | 248,937,000 | 252,931,000 |
| Interest-bearing deposits | 161,152,000 | 159,855,000 | 200,218,000 | 199,583,000 |
| Noninterest-bearing deposits | 36,900,000 | 34,965,000 | 48,719,000 | 53,348,000 |
| Equity capital | 26,582,000 | 27,484,000 | 38,873,000 | 38,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,734,000 | 10,643,000 | 14,290,000 |
| Interest expense | 623,000 | 1,386,000 | 2,560,000 | 3,475,000 |
| Net interest income | 2,145,000 | 4,348,000 | 8,083,000 | 10,815,000 |
| Noninterest income | -66,000 | 129,000 | 292,000 | 427,000 |
| Noninterest expense | 1,084,000 | 2,488,000 | 4,538,000 | 6,288,000 |
| Provision for loan losses | 0 | 0 | 43,000 | 43,000 |
| Pretax income | 958,000 | 2,002,000 | 3,917,000 | 5,253,000 |
| Income tax | 48,000 | 100,000 | 196,000 | 264,000 |
| Net income | 910,000 | 1,902,000 | 3,721,000 | 4,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,078,000 | 25,520,000 | 32,401,000 | 32,270,000 |
| Total capital | 27,388,000 | 27,845,000 | 34,867,000 | 34,744,000 |
| Risk-weighted assets | 207,345,000 | 208,507,000 | 260,440,000 | 274,882,000 |