Call reports 2018
IOWA TRUST & SAVINGS BANK — 2018
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 233,110,000 | 232,040,000 | 232,242,000 | 235,972,000 |
| Total loans | 177,518,000 | 175,547,000 | 180,042,000 | 184,810,000 |
| Allowance for loan losses | 2,142,000 | 2,234,000 | 2,291,000 | 2,309,000 |
| Securities available for sale | 38,028,000 | 40,623,000 | 41,972,000 | 41,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,469,000 | 190,012,000 | 186,351,000 | 194,338,000 |
| Interest-bearing deposits | 153,627,000 | 149,020,000 | 145,368,000 | 151,045,000 |
| Noninterest-bearing deposits | 40,842,000 | 40,992,000 | 40,983,000 | 43,293,000 |
| Equity capital | 24,332,000 | 24,830,000 | 24,911,000 | 25,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,321,000 | 8,050,000 | 11,060,000 |
| Interest expense | 342,000 | 790,000 | 1,280,000 | 1,832,000 |
| Net interest income | 2,229,000 | 4,531,000 | 6,770,000 | 9,228,000 |
| Noninterest income | 120,000 | 211,000 | 331,000 | 463,000 |
| Noninterest expense | 1,264,000 | 2,481,000 | 3,758,000 | 5,064,000 |
| Provision for loan losses | 89,000 | 179,000 | 240,000 | 240,000 |
| Pretax income | 996,000 | 2,082,000 | 3,103,000 | 4,387,000 |
| Income tax | 88,000 | 138,000 | 190,000 | 255,000 |
| Net income | 908,000 | 1,944,000 | 2,913,000 | 4,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,694,000 | 24,231,000 | 24,700,000 | 24,718,000 |
| Total capital | 25,836,000 | 26,465,000 | 26,991,000 | 27,027,000 |
| Risk-weighted assets | 193,737,000 | 195,681,000 | 206,456,000 | 210,858,000 |