Call reports 2017
IOWA TRUST & SAVINGS BANK — 2017
What IOWA TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,890,000 | 216,847,000 | 222,698,000 | 228,743,000 |
| Total loans | 157,572,000 | 174,754,000 | 184,555,000 | 182,009,000 |
| Allowance for loan losses | 1,591,000 | 1,776,000 | 1,958,000 | 2,049,000 |
| Securities available for sale | 36,625,000 | 30,171,000 | 27,605,000 | 35,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,463,000 | 181,664,000 | 189,649,000 | 194,593,000 |
| Interest-bearing deposits | 143,947,000 | 144,903,000 | 150,470,000 | 151,088,000 |
| Noninterest-bearing deposits | 36,516,000 | 36,761,000 | 39,179,000 | 43,505,000 |
| Equity capital | 22,219,000 | 24,236,000 | 24,615,000 | 24,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,125,000 | 4,508,000 | 6,949,000 | 9,519,000 |
| Interest expense | 173,000 | 418,000 | 710,000 | 1,016,000 |
| Net interest income | 1,952,000 | 4,090,000 | 6,239,000 | 8,503,000 |
| Noninterest income | 93,000 | 219,000 | 353,000 | 491,000 |
| Noninterest expense | 1,170,000 | 2,386,000 | 3,519,000 | 4,797,000 |
| Provision for loan losses | 117,000 | 295,000 | 476,000 | 657,000 |
| Pretax income | 758,000 | 1,677,000 | 2,795,000 | 3,738,000 |
| Income tax | 38,000 | 85,000 | 139,000 | 187,000 |
| Net income | 720,000 | 1,592,000 | 2,656,000 | 3,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,556,000 | 22,578,000 | 23,342,000 | 23,136,000 |
| Total capital | 22,147,000 | 24,354,000 | 25,300,000 | 25,185,000 |
| Risk-weighted assets | 176,007,000 | 186,819,000 | 195,564,000 | 195,429,000 |